PCS Oahuthe orders-to-island field guide

Honolulu County MHA · BAH effective January 1, 2026

You have orders to Oahu. Here's the honest math.

PCS Oahu is an independent field guide for service members and families reporting to Joint Base Pearl Harbor–Hickam, Schofield Barracks, MCBH Kaneohe Bay, Camp Smith, Tripler, or Coast Guard Base Honolulu — and for the other half of the cycle, when the orders point back out. No hype, no kitsch. Just what housing actually costs, what your allowance actually covers, and what to decide before wheels-down.

Read the BAH Reality Report Start the PCS checklist Take the pocket-match quiz

The one fact that changes your search

Every Oahu base pays the same BAH. The rents are not the same.

All six installations sit inside one Military Housing Area — Honolulu County. Your allowance changes with rank and dependents, never with your gate. What changes by gate is the rent on the other side of it, and the commute you'll live with for three years. That gap — same allowance, very different pockets — is the whole game, and it's what every page on this site is built to map.

E-5 with dependents$3,663
E-5 without dependents$2,856
E-6 with dependents$3,912
2026 island-wide range$2,598 – $5,040
DTMO 2026 tables, Honolulu County MHA, effective January 1, 2026. Pull your exact grade at the DTMO BAH calculator — these are anchors, not your LES. Last refreshed: August 1, 2026
Arriving

Your base, your pockets

Base-by-base live-on-or-off math: commute-real neighborhoods with dated rent bands next to the allowance they have to fit inside.

Buying

The VA loan, Oahu edition

Entitlement math at Oahu price points, the condo VA-approval reality, and the leasehold trap that catches mainland buyers.

Departing

PCSing out: sell or rent?

The other half of the cycle. HARPTA facts, the accidental-landlord math, and what a VA seller should know before listing.

First 30 days, mapped

Interim housing

TLA without the panic

How Temporary Lodging Allowance actually works in Hawaii, and how families bridge the gap between wheels-down and keys.

Family

Schools, decoded

Hawaii runs one statewide district — which changes how school choice works. Geographic exceptions, calendars, and enrollment timing.

Tools

The math, automated

BAH-vs-rent fit, rent-vs-sell for departing owners, and a payment reality check — free, nothing leaves your phone.

The arrival brief, before you arrive

Join the list and get the current BAH Reality Report, the rent-band refresh for your gaining base, and a heads-up timed to your report window. First access when full service opens. No spam. Leave anytime.

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